The POS that pays
everyone instantly.
Accept card, crypto, cash and audio payments. NFC tap-to-pay. 5-level affiliate commissions settled in seconds on XRPL. Built for the future of retail.
3s
Settlement time
1.5%
Total fee (0.5% + 1% BIP Fund)
5
Affiliate levels
4
Payment methods
Accept every payment
Card. Crypto. Cash. Sound.
One POS. Four payment rails. Every transaction recorded, receipted and settled.
Card via SumUp
Tap, chip or contactless. Pairs with SumUp readers. Real-time transaction polling with auto-receipt generation.
RLUSD on XRPL
Customer scans QR, pays in RLUSD stablecoin. Settled in 3 seconds. Near-zero fees. Live GBP conversion rate.
Cash
Manual cash entry with automatic change calculation. Full receipt trail. Included in split-tender flows.
SoundBip Audio
POS broadcasts FSK audio tones. Customer app listens and decodes. No internet needed on the customer side. Proprietary protocol.
NFC Tap-to-Pay
Customers tap their phone to pay. The POS reads the NFC tag, verifies the wallet, and settles the payment on XRPL in seconds. No QR codes. No typing. Just tap.
Full POS system
Everything a retailer needs
Product management, staff shifts, receipts, refunds, split payments and a customer-facing display. All in one.
Product Grid
Categories, search, barcode scanning, CSV import
Staff Management
CRUD, shifts, clock in/out, POS attribution
Receipts
Full history, search, filters, email delivery
Refunds
7-step secure flow with PIN and 2FA verification
Split Tender
Combine card + crypto + cash in one transaction
Customer Display
Live cart, QR code and payment status screen
Built different
The tech behind SoundBip
XRPL + RLUSD
Every crypto payment settles on the XRP Ledger in under 3 seconds. Paid in RLUSD stablecoin -- $1 equals $1. Transaction fees under $0.01. Fully verifiable on-chain.
SoundBip Protocol
Proprietary FSK audio encoding at 16.5-18.5 kHz. POS broadcasts a 4-character payment token as ultrasonic tones. Customer app decodes it via microphone. No internet required on the receiving end.
NFC Infrastructure
Tap-to-pay via NFC tags linked to XRPL wallets. Customer taps their phone, POS reads the tag, verifies the wallet and auto-signs the payment. Fastest checkout path available.
Non-Custodial Security
Private keys stored in memory only via closure-based keystore. Web3Auth MPC for social login users. HMAC-signed API auth with auto-refresh. 2FA with backup codes. We never hold your funds.
Native apps incoming
iOS and Android customer apps with built-in NFC tap-to-pay, SoundBip audio decoding, wallet management and full receipt history. Scan, tap or listen to pay -- anywhere.
SoundBip
Tap. Pay. Done.
Built-in growth
5-level affiliate commissions
Every sale triggers instant payouts across five levels. Settled on XRPL in seconds, not months. Configurable rates per store.
Default rates. Fully configurable per store.
Roadmap
2026 Milestones
Launch
Current- GFSC Sandbox application submitted
- 24 compliance documents complete
- XRPL grant application submitted
- iOS and Android customer apps in beta
Prove
- Sandbox entry and first 5 merchants onboarded
- Expand to 10 merchants
- Security audit complete
- All payment methods active
Grow
- Scale to 25-35 merchants
- Self-sustaining unit economics
- BLE beacon pilot (BIP payments)
- Quarterly compliance review
Scale
- Reach 50 merchants (sandbox cap)
- Prepare full licence application
- Jersey and Isle of Man expansion planning
- FFB + VASP licence application
Lower fees, local impact
Card processors take 1.69–3.5% per transaction with fees exported offshore. SoundBip keeps fees in Guernsey — with 1% going directly to the BIP Fund.
Traditional card payment
1.69–3.5%
per transaction + fees exported offshore
SoundBip stablecoin payment
1.5%
0.5% platform fee + 1% BIP Fund for Guernsey
Ready to see it in action?
SoundBip POS is live. Visit soundbip.com to sign up as a vendor or try the demo.