Instant affiliate commission payouts on the XRP Ledger.
A non-custodial payments solution that pays affiliates in 4 seconds, not 30 days. Built in Guernsey. Powered by RLUSD.
4 sec
Payout speed
$0
Monthly fee
3
Pilot vendors

Founder · Family Therapist → Developer
Based in Guernsey, Channel Islands
Mark spent years as a family therapist working with children in care. That work taught him one thing: connection matters. People thrive when they're part of something, when they're not left behind.
In June 2025, with no coding experience, he started building. Six months later, he'd shipped three production platforms on the XRP Ledger — including one ranking #7 on Google for its keyword.
YesAllofUs is the next step: real infrastructure for real businesses. A system where the affiliate in Lagos gets paid the same speed as the one in London. No bank account required. No 30-day wait. No minimum threshold.
"YesAllofUs means everyone gets their share. All of us."
June 2025
No prior programming experience. AI as engineering partner.
June – Nov 2025
TokenCanvas.io, XRP3D.ai, XRPMemeCoins.com — all on XRPL.
Nov 29, 2025
Instant affiliate payouts on the XRP Ledger.
Dec 1, 2025
Within 36 hours of launch, approached by XRPL Commons.
Dec 10, 2025
Flew to Paris for XRPL Commons discussions.
Dec 11, 2025
Met with business leaders and financial regulators.
Q1 2026
YesAllOfUs to be registered in Guernsey.
April 2026
Target start date for the residency program.
In December 2025, YesAllofUs was presented to Guernsey financial regulators as a potential growth solution for an emerging institutional initiative. Further details will be announced in 2026.
Affiliates paid in 4 seconds, not 30-90 days
Merchants control their own wallets and funds
No bank account required. Works anywhere.
YesAllofUs is live with 3 pilot vendors using the crypto commission payment solution. The system is fully compliant and operational, processing instant affiliate payouts on the XRP Ledger.
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YesAllofUs is an instant affiliate commission platform built on the XRP Ledger. Founded in 2025 by Mark Flynn in Guernsey, Channel Islands, the platform enables merchants to pay affiliates in seconds rather than the traditional 30-90 day wait. Using RLUSD stablecoin and non-custodial wallet technology, YesAllofUs provides global access to affiliate earnings without requiring a bank account. The platform is currently live with pilot vendors and working towards XRPL Commons residency in 2025, and cementing its place as providing key software infrastructure for a critically important - newly forming - institution in the Channel Islands.
For press inquiries, interviews, or additional information

Founder, YesAllofUs
Response time: Usually within 24 hours